EqualityMD is a claim prevention and pre-insurance virtual care platform for individuals and employers. Our solution complements your existing health plan by resolving up to 80% of health needs before insurance activates, resulting in significant savings for both individuals and employers. Why Employers are Changing to Pre-Insurance Our pre-insurance health solution complements existing employer-sponsored insurance (ESI) plans, saving our clients money while supporting a healthier, more productive workforce. Reduce your health spend. Enhance employee benefits. EqualityMD is a claim prevention and pre-insurance virtual care platform aimed at resolving 80% of employees' health needs before insurance activates — no claims, deductibles, or copays . Employers' total plan spend is reduced by up to 30% and employees' out-of-pocket health costs are lowered by up to 70% . Combining our claim prevention platform with your company's existing health plan results in 70%+ employee utilization , higher satisfaction, productivity gains, and 3:1+ ROI. Integration is administrative and deployable within 2 to 4 weeks, anytime, not limited to open enrollment. Request a Proposal See Provider Network Built by Doctors. Trusted by Patients. How much money can your employees save with Equality MD ? Costs employees often face with traditional plans compared to EqualityMD's pre-insurance solution. Primary Care $170 - $600 You pay per visit without EqualityMD Explore Cost Differences Urgent Care $180 - $600 You pay per visit without EqualityMD Explore Cost Differences Mental Health $150 - $500 You pay per session without EqualityMD Explore Cost Differences Equality MD $0 Our members never pay for individual visits Start Saving Today! Key Benefits Integrative Go upstream to avoid costly insurance claims and to control employee spend. Real Utilization Experience 70%+ average member utilization, besting industry norms and creating a substantial ROI. Care Redirection Take advantage of virtual primary and urgent care appointments to reduce costly urgent care visits that use employer-sponsored insurance (ESI). Easy Implementation Enterprise‑scale deployment in 2 to 4 weeks, so you and your employees can start saving right away. Built For Employers and Organizations of Every Size Small Businesses Nonprofits and Organizations Corporations EqualityMD Offers Affordable Care on Your Terms Our pre-insurance solution supports organizations of every size, from small and medium sized businesses to large corporations, nonprofits, and government agencies. Our clients prefer to offer our pre-insurance platform as an employer-paid benefit because it delivers the greatest savings, encourages the highest utilization, and generates the strongest overall ROI. When employees use our pre-insurance platform BEFORE turning to their more expensive ESI plans: Employers save up to 30% on ESI claims Employees save up to 70% on out-of-pocket costs Request a Proposal

EqualityMD is a virtual care platform — not health insurance. Individuals and families can access virtual primary, urgent, and mental healthcare from their membership portal. Employers use it alongside their existing health plan to improve access and reduce avoidable costs. Equality MD is a virtual health membership for individuals and employers EqualityMD is a virtual care platform — not health insurance. Individuals and families can access virtual primary, urgent, and mental healthcare from their membership portal. Employers use it alongside their existing health plan to improve access and reduce avoidable costs. Small employers who cannot afford to offer traditional insurance can use EqualityMD to provide their team with a real healthcare benefit. How EqualityMD Works Virtual Care Without the Insurance Headache EqualityMD members enjoy virtual primary, urgent, and mental healthcare appointments included with their membership. For employers, EqualityMD sits upstream of any existing health plan. We resolve up to 80% of health needs before insurance activates — no claims, deductibles, or copays. Employers pay fewer claims overall and reduce avoidable plan cost while employees receive care sooner. For individuals and families, EqualityMD is a straightforward membership for access to care — without navigating a traditional insurance plan. See plans for individuals and families . Request a Proposal 98% Member Satisfaction Our members experience a level of trust rarely found in traditional, insurance-based healthcare. 100% of Active Members Save Time and Money Members see our incredible value and begin utilizing our platform instead of relying on their expensive insurance plans. 25,000+ Providers Nationwide Our national network of independent providers deliver personalized, patient-centric care in all 50 states. AI-Powered Resources Allow Members to Thrive We integrate AI into mental health wellness, making self-care accessible, personalized, and judgment-free. For Employers and Organizations EqualityMD is a practical benefit option for organizations that want better access for their employees without adding insurance complexity. Advantages of our pre-insurance solution include: Our Pre-insurance solution can cover the whole workforce, including employees who are hard to cover on traditional plans. Members do not incur out-of-pocket costs on included visits. Employer-paid offerings usually drive the highest engagement and return. Pre-insurance can also be offered as a voluntary benefit. It can scale from small teams to large enterprise organizations. Request a Proposal Freedom Members choose care on their terms. Employers can offer a benefit that improves access without replacing their alternative health plan. Integrity Clear membership pricing. Clear scope of care. No hidden visit fees on included visits. Empowerment Employees get a convenient way to access care. Benefit teams get a practical option for mixed and hard-to-cover workforces. Community Designed for households and organizations that want better access without more complexity. Values That Guide Every Decision Hear what our customers say I’ve never liked seeing the in-network doctors my employer assigned me. With EqualityMD, I pick the providers I want to see and they respect me for who I am. Martha T. I’m a small business owner and can't afford to offer insurance to my team. I’m glad EqualityMD doesn’t take insurance so I can offer healthcare to my colleagues! Scott G. I have decent insurance and use it for in-person care. For everything else I use EqualityMD to save money & get care on my terms without the insurance headache. Kim P. Equality MD serves individuals, families, and organizations of every size. Whether you’re seeking care for yourself or providing a benefit option for your employees, EqualityMD makes quality healthcare easier to access. Request a Proposal

Review EqualityMD's Member Agreement outlining the terms of use for our claim prevention and pre-insurance virtual care platform. EqualityMD, Inc. Member Agreement Protected Health Information When you set up an account with EqualityMD, you are creating a direct customer relationship with EqualityMD that enables you to access and/or utilize the various functions of the Website. As part of that relationship, you provide information to EqualityMD, including but not limited to, your name, email, address, phone number and certain transactional information, that we do not consider to be "protected health information" or "medical information". However, in using certain components of the Website, you may also provide health or medical information that may be protected under applicable laws. EqualityMD is not a "covered entity" under the Health Insurance Portability and Accountability Act of 1996, Public Law 104-191, and its related regulations and amendments (collectively "HIPAA"). One or more of the medical groups that work with EqualityMD may or may not be a "covered entity" or "business associate" under HIPAA, and EqualityMD may in some cases be a "business associate" of a pharmacy or medical group. It is important to note that HIPAA does not necessarily apply to an entity or person simply because there is health information involved, and HIPAA may not apply to your transactions or communications with EqualityMD or our business associates. To the extent EqualityMD is deemed a "business associate" however, and solely in its role as a business associate, EqualityMD, may be subject to certain provisions of HIPAA with respect to "protected health information," as defined under HIPAA, that you provide to EqualityMD ("PHI"). In addition, any medical or health information that you provide that is subject to specific protections under applicable state laws (collectively, with PHI, "Protected Information"), will be used and disclosed only in accordance with such applicable laws. However, any information that does not constitute Protected Information under applicable laws may be used or disclosed in any manner permitted under this Privacy Policy. Protected Information does not include information that has been de-identified in accordance with applicable laws. The medical groups that work with EqualityMD have adopted their own privacy policies. We recommend that you view the privacy policy posted on each medical group website that you use to confirm that the site’s policies are acceptable to you. By accessing or using any part of the Website, you are agreeing that even if HIPAA does apply to EqualityMD and the medical groups that work with EqualityMD, any information that you submit to EqualityMD that is not intended and used solely for the provision of diagnosis and treatment by the medical groups is not considered Protected Information, and will only be subject to our Privacy Policy and any applicable state laws that govern the privacy and security of such information. For purposes of clarity, information you provide to EqualityMD in order to register and set up an account on the Website, including name, username, email address, shipping address, and phone number, are not considered Protected Information. Collection of Information We collect any information you provide when you use the Website, including, but not limited to: Personally identifying information such as your name and contact data such as your e-mail address, phone number, and billing and physical addresses Your login and password and other account registration details Demographic data (such as your gender, date of birth and zip code) Computer, mobile device and/or browser information (IP address, mobile device ID information, operating system, connection speed, bandwidth, browser type, referring/exist web pages, web page requests, cookie information, hardware attributes, software attributes) Third-party website, network, platform, server and/or application information (Facebook, Twitter, Instagram) Usage activity concerning your interactions with the Service and/or third-party websites, networks or applications accessed through the Service (viewing habits, viewing preferences, viewing history, number of clicks on a page or feature, amount of time spent on a page or feature, identify of third-party websites, networks, etc.) Billing, payment and shipping information Electronic signature Photographic or video images submitted for identification or non-diagnosis or treatment purposes, including photographs of your driver’s license or passport Information about third parties that you refer to us (name, email, and/or other contact information, relationship) Statements or content (comments, videos, photographs, images) and information about such statements or content, which you submit or publish on or through the Service or which are accessed via your public or linked social media pages (Facebook, Twitter, Instagram) Any other information you provide when you contact or communicate with us If you use your mobile device to visit, access or use the Website, then additional categories of information that we collect may include Your name associated with your mobile device Your phone number associated with your mobile device Your geolocation Your mobile device ID information With your express consent, your contacts and/or contact information (names, phone numbers, physical addresses, emails, photos) stored on your mobile device With your express consent, information about third-party software applications on your device (including, without limitation, general software apps, downloadable software apps, social media apps) We also collect certain medical information on behalf of the medical groups that work with EqualityMD, which may include, but is not limited to: Health and medical data you submit for diagnosis or treatment purposes, including information in any questionnaires or surveys you complete for these purposes Previous doctors or other healthcare providers you visited Date of visit Images or videos you share for diagnosis or treatment purposes Communications with Providers EqualityMD does not collect or create biometric information about you. However, we may need to verify your identity before you can use the Website. We may ask you to provide proof of identity, such as a driver’s license or passport, along with a selfie. We may share these images with our identity verification partner, which may create biometric information about your face to determine whether your selfie matches your proof of identity. EqualityMD does not receive this biometric information, and our identity verification partner deletes it after completing the verification. EqualityMD may receive information extracted from the images, such as information from your driver’s license and if your identity was successfully verified.

Reduce healthcare spend and improve access for employees — without adding insurance complexity. EqualityMD complements your existing health plan. Combine our claim prevention platform with your existing health plan and benefit from 70%+ employee utilization, higher satisfaction, and productivity gains. Corporate Solutions Reduce healthcare spend and improve access for employees — without adding insurance complexity. EqualityMD complements your existing healthcare plan. By combining our claim prevention platform with your company's existing health plan you will benefit from 70%+ employee utilization, higher satisfaction, productivity gains, and 3:1+ ROI. Request a Proposal Your medical plan doesn't have to carry every visit alone 50% of employees aren't satisfied with their employers' ESI plans and are looking for new jobs with more affordable and flexible options 60% of employees delay or avoid treatment because their ESI plans are too confusing or too expensive to use 73% of employees would stay at their current job if their employer offered supplemental virtual care benefits that didn't rely on traditional ESI plans EqualityMD sits alongside your existing ESI plan — it doesn't replace it . When employees use our virtual health platform first: Employers save up to 30% Employees see significant reductions in out-of-pocket cost for included virtual visits, saving up to 70% EqualityMD resolves many common primary, urgent, and mental health needs before issues escalate and trigger an insurance claim. Employers' Perspective Rising health costs often push more premium, deductible, and out-of-pocket costs onto employees. This leads to declines in employee health, morale, and retention. EqualityMD increases access to everyday care while supporting lower overall cost pressure for the company and the team. Your employees get personalized virtual care for common urgent and non-urgent needs from providers they choose. Request a Proposal Employees' Perspective When EqualityMD is offered as an employee benefit, your team can reach care anytime, from anywhere in the United States, with $0 per virtual visit for included care. EqualityMD reduces high out-of-pocket costs so employees feel they can access care early instead of waiting until an issue gets worse and becomes more expensive to treat. Care is available when it's convenient for them — without an unnecessary long wait. Request a Proposal How organizations offer EqualityMD EqualityMD is offered as: Choose an employer-paid, voluntary, or mixed contribution model that aligns with your benefits strategy. Set your own eligibility criteria, including employee-only, employee and partner, or employee and family coverage for full-time, part-time, or other employee groups. Start at any time of the year, with no open enrollment period required. Receive dedicated support from an account manager throughout the setup process and beyond. We can also coordinate directly with your broker or benefits consultant. Request a Proposal Privacy Included primary, urgent, and mental health visits remain separate from your medical plan’s claims process, giving employees greater privacy and confidence when seeking care. Increased utilization delivers greater value for both HR and finance. Request a Proposal How much can care cost — and what do members pay per visit with Equality MD ? With Equality MD , members pay $0 per virtual visit for included primary care, urgent care, and mental health sessions. Primary Care $170 - $600 You pay per visit without EqualityMD Explore Cost Differences Urgent Care $180 - $600 You pay per visit without EqualityMD Explore Cost Differences Mental Health $150 - $500 You pay per session without EqualityMD Explore Cost Differences Equality MD $0 Our members never pay for individual visits Request a Proposal Organizations see 40%+ utilization in the first year and 70%+ beginning in year two, generating a ROI of 3:1+ by addressing everyday health needs before they become costly claims. What's Included As members, your employees can enjoy: 12 primary care visits, 12 urgent care visits, and 12 mental health sessions per year $0 per virtual visit for included care when the organization sponsors the benefit Individual, couples/partners, and family plan options 24/7 access for urgent care and mental health · continuity with the same provider 94% of urgent visits start in under 20 minutes Request a Proposal Discounted Group Rates Group rates are based on how many employees your company enrolls. Even without a group discount, membership costs less than typical in-person care for both insured and uninsured patients. Uninsured, Part-Time And Seasonal Employees The number of uninsured workers is rising. ESI plans rarely cover part-time or seasonal workers. EqualityMD's virtual health platform attracts and retains talent for full-time and part-time employees. Employer Paid or Voluntary Benefit Employers can offer our claim prevention and pre-insurance care platform as a cost-saving addition to their existing benefit package, or as a voluntary benefit. Our affordable individual, couples, and family plans suit every organization's needs. EqualityMD Offers Affordable Care on Your Terms EqualityMD is made for HR and benefits teams that need a clear, defensible option. Tell us how many employees you want to cover and how you want to offer the benefit (employer-paid, voluntary, or mixed). Ask about individual, couples, and family plans for your team. We'll respond with options that make sense with your plan and budget. We're happy to schedule a call with your broker or benefits consultant. Request a Proposal

Mental Health support when you need it. Virtual sessions with experienced clinicians — included with your membership. Talk from home, work, or wherever you are. Mental health support when you need it Virtual sessions with experienced clinicians — included with EqualityMD membership. Talk from home, work, or wherever you are. Request a Proposal What We Care For We care for numerous mental health conditions. The most common reasons our members seek care from our mental health providers include: Alcohol and Drug Dependency Anxiety Burnout Child or Elder Care Codependency Daily Stress Depression Eating Disorders Physical, Emotional, or Sexual Abuse Relationship Concerns Work Conflicts Societal Stress During Uncertain Times See Complete List What Does Mental Health Care Cost? Our members can schedule up to 48 mental health sessions per year from anywhere without ever worrying about the cost. Members save an average of $150 per visit when they use Equality MD instead of insurance. Save your employees money by making our pre-insurance virtual care platform one of your employee benefits. Request a Proposal See Membership Plans How much money can your employees save with Equality MD? Primary Care $150 - $500 per visit Before meeting ESI $1,900 deductible (on average) $20 - $100 per visit After meeting ESI deductible Explore Cost Differences Equality MD $0 per visit Mental Health Primary Care Urgent Care Our members never pay anything for virtual healthcare visits See Membership Plans Nationwide Coverage | Fast Availability | No Additional Cost per Visit | No Surprise Medical Bills | Continuity of Care | Clear Membership Pricing What's Included with Your Membership 12 full 50-minute virtual mental health sessions per year 24/7 mental health support Connect with master’s-level clinicians Rapid appointments for urgent needs Schedule therapy sessions when convenient — including evenings and weekends Stay on track with regular follow-ups See the same provider every time — or change anytime Confidential visits See Membership Plans When to use Urgent Care You want to choose a therapist who truly gets you. You don't want to wait weeks to talk to someone — Some therapists offer same-day sessions. You want evening and weekend flexibility. You want support from the privacy of your home, work, or wherever you are. You need real support without a long wait or a surprise bill from every session. 98% of patients seeking mental health support with EqualityMD say they felt better after just 3 sessions. See Membership Plans

Review EqualityMD's Terms and Conditions outlining user rights and our service limitations. EqualityMD, Inc. Terms of Service 1. WELCOME Welcome to EqualityMD Inc.'s (“EqualityMD”) website (the "Website"). We recommend that you review this Terms of Service Agreement (the “Agreement”) carefully before using the Website. By visiting or using the Website in any way, or linking to the Website, you are entering into an agreement with EqualityMD. At all times, you are bound by the then-current version of this Agreement and all applicable laws. EqualityMD highly recommends that you review this Agreement from time to time to ensure that you are familiar with the most recent version. 2. ENTIRE AGREEMENT This Agreement, together with our Privacy Policy , constitutes the entire agreement between you and EqualityMD relating to your use of the Website. If any portion of this Agreement is unlawful, invalid, or unenforceable, then such portion of this Agreement shall be deemed severed from the Agreement and shall not affect the validity or enforceability of the remainder of this Agreement. 3. WEBSITE CONTENT AND COPYRIGHT This Website and the computers (including the software and files) used to run and maintain it are the property of EqualityMD. This Website, the computers hosting this Website, and content provided on this Website, including the text, graphics, audio and video, podcasts, and downloads, are the exclusive property of EqualityMD or are licensed to EqualityMD, and may not be accessed, copied, reproduced, modified, altered, publicly distributed, republished, uploaded, posted, transmitted, publicly performed or displayed, or otherwise used without written permission from EqualityMD. EqualityMD or its licensors own all intellectual property rights, including copyrights, in such content. You have no right to use any content from the Website. This copyright notice applies to all proprietary material available on the Website: “Copyright © 2026 EqualityMD®️, Inc. All rights reserved.” You may, however, access this Website and view, display, download, store, and print the materials available on this Website, but only for your personal, non-commercial use. You may not remove any copyright notices or other notices of intellectual property rights from such content. Any unauthorized use of this Website will terminate the permission granted by these Terms of Use and may violate applicable laws, including copyright law, trademark laws, and commercial regulations and statutes. All violators will be pursued to the fullest extent of the law. 4. USER CONTENT Any content that you provide, upload, or otherwise make available on the Website (“User Content”) is and remains your sole property or the property of your licensors. By providing, uploading, or otherwise making available any User Content, you automatically grant and/or warrant that the owner has granted EqualityMD a fully paid-up, perpetual, irrevocable, royalty-free, non-exclusive, worldwide right and license (with the unrestricted right to grant sub-licenses) to copy, reproduce, modify, alter, translate, publish, distribute, perform, display, transmit, and otherwise use the User Content in any format or medium. You or the owner also permit any other user of the Website to access, view, display, download, store, print, and otherwise use the User Content to the same extent permitted by this Agreement with respect to other content available on the Website. You are not permitted to provide, upload, or otherwise make available any confidential or proprietary information on the Website and you represent and warrant that all of your User Content in not confidential or proprietary in any way. Persons under EIGHTEEN (18) years of age are not permitted to provide, upload, or otherwise make available User Content on the Website. 5. TRADEMARKS EqualityMD owns registered trademarks and service marks appearing on the Website and/or in any other digital and/or print medium include, but are not limited to: EQUALITYMD®️ EQUALITYMD+®️ Other product and company names appearing on this Website are the trademarks of their respective owners. You may not use any such marks in any way unless you have received permission from EqualityMD or the trademark owner. Any unauthorized use will be prosecuted to the fullest extent of the law. 6. WEBSITE SERVICES Website users will have the opportunity to enroll in subscription services, send email, and submit applications online (“Services”). In order to participate in some of these Services, you must provide true, accurate, current, and complete information about yourself as prompted by the Website’s account registration form (such information being “Personal Information”), which shall be collected pursuant to the Privacy Policy of the Website. You may only access the Website and Services for lawful purposes. You are solely responsible for the knowledge of and adherence to any and all laws, rules, and regulations pertaining to your use of the Website and Services. You agree that you will not, in connection with the Website or the Services: (i) commit a criminal offense or encourage conduct that would constitute a criminal offense or give rise to civil liability, or otherwise violate any local, state, Federal, or international law or regulation, including but not limited to export control laws and regulations governing the transmission, export, retransmission, or re-export of technical data from the United States; (ii) upload, post, email, or otherwise transmit any unlawful, threatening, libelous, harassing, defamatory, vulgar, obscene, pornographic, profane, invasive of another’s privacy, hateful, or ethnically, racially, or otherwise objectionable User Content; (iii) upload, post, email, or otherwise transmit any User Content that you do not have a right to transmit; (iv) upload, post, email, or otherwise transmit any User Content that infringes any patent, trademark, trade secret, copyright, or other proprietary rights of any person; (v) alter, damage, or delete any User Content or other communications that are not your own, or otherwise interfere with the ability of others to access or use the Services; (vi) disrupt the normal flow of communication or otherwise act in a manner that negatively affects other users’ ability to exchange information; (vii) claim a relationship with or speak for any individual, business, association, institution, or other organization for which you are not authorized to claim such a relationship; (viii) upload, post, email, or otherwise transmit any unsolicited advertising, promotional materials, or other forms of solicitation to other users including, without limitation, “junk mail,” “spam,” “chain letters,” or “pyramid schemes”; (ix) impose an unreasonable load on the Website’s infrastructure or infect it with viruses, worms, or other malicious computer programs; (x) collect or store personal data about other users; (xi) reproduce, duplicate, copy, use, distribute, sell, resell, or otherwise exploit for any commercial purposes, any portion of the Website or Services; (xii) harm minors in any way; (xiii) stalk or otherwise harass another person; (xiii) collect or store personal information about other users without their permission; (ix) reverse engineer or decompile the software comprising the Website, except as permitted by applicable law; (x) access the Website or any portion of the website without authorization or in a way that exceeds your authorization; and/or (xi) provide false or misleading personal information or email addresses, or impersonate any other person or entity. EqualityMD shall have the right, but not the obligation, in its sole discretion to review, edit, or delete any User Content that: (a) violates any term of this Agreement; or (b) is otherwise illegal, offensive, or inappropriate. EqualityMD disclaims all responsibility for User Content or the content of any transmissions to this Website and all liability arising from such content. EqualityMD shall have the sole discretion to terminate your access to the Services or the Website. Notwithstanding the Privacy Policy of the Website, EqualityMD will fully cooperate with any law enforcement authorities or court orders requesting or directing EqualityMD to disclose Personal Information of anyone who submits User Content to the Website in violation of the terms of this Agreement or applicable laws. 7. LINKS A. Links to the Website You may create a link from your website to the home page of the Website, without prior written permission, through a plain-text link, namely www.equalitymd.com. 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The posting or creation of any link to the Website signifies that you have read and agree to abide by this Agreement. If you believe that any website that links to the Website contains illegal, offensive, or inappropriate content, please email hello@equalitymd.com. B. Links from the Website Links to other websites or Internet locations from the Website have been provided for your convenience only. EqualityMD does not endorse, sponsor, or approve of any content of such websites or locations. EqualityMD has no control over any of the websites or Internet locations that you may access through the Website, and is not responsible for the content or accuracy of the content of any such website or location. If you access any other website or Internet location through the Website, you do so at your own risk. If you believe that any link on the Website leads to an illegal, offensive, or inappropriate website, please send an email to hello@equalitymd.com. 8. 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INDEMNIFICATION You agree to indemnify and hold EqualityMD, and its successors, assigns, affiliates, directors, officers, agents, partners, and employees, harmless from any claim or demand, including reasonable attorneys’ fees and amounts paid to settle claims or demands, made by any person due to or arising out of User Content you submit, post to, email, or otherwise transmit through the Services or Website, your use of the Services, your connection to the Services and Website, or your breach of this Agreement. 11. TERMINATION OF SERVICE You may discontinue your participation in and access to the Website and Services at any time. The Agreement will continue to apply to all past use of the Website and Services by you, even if you are no longer using it. You acknowledge and agree that EqualityMD and its affiliates may terminate or block your use of all or part of the Website and Services without prior notice for any reason, including, without limitation, if EqualityMD believes you have engaged in conduct prohibited by this Agreement. You agree that upon termination or discontinuance for any reason, we may delete all information related to you on the Website and Services and may bar your use of the Services. EqualityMD reserves the right to seek all remedies available at law and in equity for violations of this Agreement. 12. MODIFICATION OF THE WEBSITE OR SERVICES EqualityMD reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Website and/or Services with or without notice. You agree that EqualityMD will not be liable to you or to any third party for any modification, suspension, or discontinuance of service. 13. JURISDICTION AND CHOICE OF LAW This Website is hosted on servers located in the Commonwealth of Virginia, United States of America. All disputes arising out of or relating to this Agreement or EqualityMD's operation of this Website shall be resolved by binding arbitration in the City of Richmond in the Commonwealth of Virginia, United States of America, pursuant to the rules of the American Arbitration Association (“AAA”), by a single arbitrator. The parties shall select the arbitrator. If they are unable to agree on an arbitrator, the arbitrator shall be selected by the AAA. All such disputes shall be governed by the laws of Virginia and applicable federal laws, without giving effect to conflicts of laws principles. The Uniform Computer Information Transactions Act (“UCITA”), as enacted in the Commonwealth of Virginia or in any other Commonwealth or State of the United States, shall not apply to this Agreement. EqualityMD controls and operates the Website from the City of Richmond in the Commonwealth of Virginia, United States of America and makes no representation or warranty that the content of the Website is appropriate, lawful, or available for use in other geographic locations. If you use the Website from other locations, you are responsible for compliance with all applicable local laws. 14. NO WAIVER The failure of EqualityMD to enforce any provision of this Agreement or to respond to a breach of this Agreement by you or other persons shall not in any way constitute a waiver of EqualityMD's rights to enforce any provision of this Agreement against you or any other person at any time. 15. NOTICES EqualityMD may give notices to users of the Website by posting a message on the Website or by email. Notices to EqualityMD can be sent to hello@equalitymd.com. EqualityMD, Inc. Attn: Chief Technology Officer hello@equalitymd.com 16. PRIVACY POLICY Information about you is subject to the Privacy Policy of this Website. 17. VIOLATIONS Please report ay violations of this Agreement to hello@equalitymd.com.

Review EqualityMD's Privacy Policy outlining how we collect and handle your personal information. EqualityMD, Inc. Privacy Policy EqualityMD, Inc. (“EqualityMD”) is committed to protecting your privacy. This Privacy Policy, as well as our Terms of Service , outline how we use information you submit to equalitymd.com (the “Website”). This Privacy Policy, together with the Terms of Service , constitutes the entire agreement between you and EqualityMD relating to the Website. By your use of the Website, you consent to be governed by this Privacy Policy. IF YOU DO NOT AGREE TO THIS PRIVACY POLICY, YOU ARE NOT AUTHORIZED TO USE THE WEBSITE. EqualityMD may revise this Privacy Policy at any time. Any Privacy Policy revisions will be effective upon posting to the Website. You should review this Privacy Policy, each time you visit the Website to inform yourself of any revisions. Your continued use of the Website will constitute your acceptance of the Privacy Policy as revised. If you have any questions about this Privacy Policy, please contact us . Personally Identifiable Information You may visit the Website without disclosing any information about yourself. Registration is not required to browse or view the site. However, to utilize Website applications online, and possibly to conduct other activities on the Website (“Services”), you may be required to register and provide accurate information about yourself to the Website. The Services may not work properly without accurate information. When using the Services, we may ask you to provide all or some of the following information: your name, your address, your email address, your telephone number, and personal medical and health information (“Personal Information”). It is EqualityMD's intent to guard any Personal Information that you provide via the Website from unauthorized disclosure by reasonable technological measures. Information provided to EqualityMD is not, however, protected by encryption technology, and we cannot ensure that all of your Personal Information will never be disclosed in unintended ways. We do not give or sell Personal Information about our registered users to any third party, except as required by law or as necessary to provide services to our customers. If you have any questions about your Personal Information, please contact hello@equalitymd.com . Non-Personally Identifiable and Aggregated Information When visiting the Website or using the Services, and to evaluate the Website and ensure that we are providing content and Services of interest to you, we may collect and aggregate non-personally identifiable information (“Non-Personal Information”). Non-Personal Information includes any information from which your identity is not readily ascertainable, and may include statistical information regarding how you use the Website, the numeric address assigned to the computer you are using (your “IP address”), browser, operating system, pages or content you access while visiting the Website and the date and time of such access. The aggregated information we collect will not identify you personally, but we may share this aggregated, statistical information with third parties. Cookies From time to time EqualityMD may place a cookie on your computer. A “cookie” is a small line of code that is stored in your browser when you visit a cookie-enabled website. A cookie allows us to track and keep records of user activity. Most browsers are initially set to accept cookies. If you set your browser to reject cookies, some parts of the Website may not function properly. Moreover, to use the Services, your browser must accept cookies. In some cases, we may also track or collect information about your use of the Website by your IP address, or by the URLs that you come from or leave to. These methods allow us to analyze trends across the Website, to resolve issues, and to administer the Website. We use this information for internal analysis and do not associate this information with any other Personal Information that you may have provided us. Google Analytics Google Analytics is a web analysis service provided by Google that utilizes cookies to monitor website traffic. We use Google Analytics to collect, track and examine data about the Website. We may run reports based on the data we collect, and we may share the data with other Google services. Google may use the data to personalize and customize the advertisements that are served to you from its advertising network. The Site does not respond to “Do Not Track Signals” from your browser. Disclosure for Lawful Purposes EqualityMD reserves the right to access and disclose Personal Information, Non-Personal Information or Aggregated Information to comply with applicable laws and lawful government requests, to operate its systems properly, or to protect itself or others. EqualityMD may attempt to obtain the prior consent of the individual before disclosing Personal Information, but it has no obligation to do so. Links to Third-Party Sites Some of EqualityMD's Website pages contain links that redirect to other third-party websites. EqualityMD's Website application submission capability may be outsourced to a third party. You should be aware that such third parties may collect data from or about you, which is beyond EqualityMD's control. EqualityMD is not responsible for any use or misuse of personal information by such third parties. We recommend that you view the privacy policy posted on each website that you use to confirm that the site’s policies are acceptable to you. Notification of Changes EqualityMD reserves the right to modify this Privacy Policy at any time. Please review this Privacy Policy from time to time to ensure your familiarity with its terms. If you have any questions about this Privacy Policy, please contact hello@equalitymd.com . Parties with Whom We Share Your Information EqualityMD may share certain information to service providers we use to support our business. All of our service providers are bound by contractual obligations to keep Personal Information confidential and use it only for the purposes for which we disclose it to them. EqualityMD may also share or transfer Personal Information you provide to us or that we collect with other entities that EqualityMD may acquire, or with entities that may acquire EqualityMD, or with entities with which EqualityMD merges or partners. Retention of Your Communications to EqualityMD EqualityMD may retain your questions and feedback in order to improve our Services. Accordingly, do not send EqualityMD any information, ideas, suggestions, proposals or comments that you consider confidential or that you wish to be treated as confidential. Retention of Your Personal Information We will retain your Personal Information as long as you are registered with the Website, and as necessary to provide you with the Services or as otherwise set forth in this Privacy Policy. We will also retain and use your Personal Information as necessary for the purposes set out in this Privacy Policy and to the extent necessary to comply with EqualityMD's legal obligations, resolve disputes, enforce our agreements and protect EqualityMD's legal rights. EqualityMD also collects and maintains aggregated, anonymized information which we may retain indefinitely to protect the safety and security of EqualityMD, improve our Services, or comply with legal obligations. Your Rights You have the right to be informed of the Personal Information processed by EqualityMD, and a right to the rectification, correction, erasure, and restriction of processing of your Personal Information. You also have the right to request from EqualityMD a structured, common, and machine-readable format of the Personal Information you provided to EqualityMD. EqualityMD can only adhere to your request if you provide us Personal Information or data that enables us to confirm your identity and that you have used the Website or Services. To exercise any of the rights mentioned in this Privacy Policy and/or in the event of questions or comments relating to the use of personal data you may contact EqualityMD at hello@equalitymd.com . In addition, you have the right to lodge a complaint with the data protection authority in your jurisdiction. Security EqualityMD will undertake reasonable steps to protect all information, including Personal Information, from unauthorized or accidental access, disclosure, misuse or processing, or from alteration, destruction, or loss. However, because no security measures are perfect or impenetrable, we cannot guarantee the security of information you submit to us. Children’s Privacy The Website is not intended for children under eighteen (18) years of age, and EqualityMD does not knowingly collect personal information from children under eighteen (18) years of age. If EqualityMD learns we have collected or received personal information from a child under eighteen (18) years of age, without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under eighteen (18) years of age, please contact us . International Users EqualityMD is based in the United States and the Website and Services are intended for users in the United States. If you are accessing the Website or using the Services from the European Union, Asia, or any other region with laws or regulations governing personal data collection, use, and disclosure that differ from United States law, your continued use of the Website or Services are governed by United States law and these terms. Furthermore, your continued use of the Website and Services indicate your consent to transfer your personal information to the United States. California Privacy Rights (For California Residents Only) Section 1798.83 of the California Civil Code requires select businesses to disclose policies relating to the sharing of certain categories of customers' Personal Information with third parties. These businesses are required to accept requests for disclosures of these policies from customers but are only required to honor one request per calendar year. Businesses have thirty (30) days to respond to each inquiry to the designated address. Each inquiring customer will receive an explanation of the categories of customer information shared and the names and addresses of any third-party businesses. In limited circumstances, customers' failure to submit requests in the manner specified will not require a response from the business. If you are a California resident, you may request such information from us by sending a letter to the address listed below. In your letter, please provide your name, address and email address, as well as a request that we provide such information to you, by using the following or similar language, “I request that EqualityMD provide its third party information sharing disclosures required by Section 1798.83 of the California Civil Code.” California Privacy Rights – California Consumer Protection Act (“CCPA”) We abide by California law where applicable for any California residents using the Website. Under the CCPA, you may make certain requests about your Personal Information, including to request access to and/or revision of certain Personal Information by contacting us as described below. If you wish to limit the emails you receive from us, you may let us know by contacting us . EqualityMD is not currently a business that falls under the CCPA. Accordingly, EqualityMD need not currently comply with CCPA. However, EqualityMD is informing you of your general rights under that law should an occasion occur when EqualityMD must comply with CCPA. California consumers have the right to: Request disclosure of the categories and specific pieces of Personal Information that a business has collected about you. Request disclosure of the categories of third-party sources, if any, from which a business has collected Personal Information about you. Disclosure of the business or commercial purpose(s) for which your Personal Information has been collected. Receive a list of the categories of third parties with whom a business has shared your Personal Information. Request that a business delete any Personal Information that it has collected from you (subject to exceptions). Not be discriminated against by a business (e.g. charged different rates, provided different levels of service, denied goods or services, or suggested any of the preceding) for exercising any of the individual rights granted above. Designate an authorized agent to exercise any of the individual rights granted above, on your behalf. Opt-out of the sale of Personal Information, if applicable. To exercise any of your rights as a California consumer, you may reach out to EqualityMD by contacting us . If required, and before complying with your request, EqualityMD will need to verify that it is you that is making the request. To do this, you (or your authorized agent) may be requested to (1) verify your Personal Information that EqualityMD already knows about you, or (2) provide EqualityMD with appropriate identification depending on the sensitivity of the information requested. California consumers are limited to two requests for Personal Information per twelve-month period. Contact Information If you have any questions regarding the information we collect or how we handle the information we collect pursuant to this Privacy Policy, or you wish to exercise your rights, we encourage you to contact us .

EqualityMD delivers affordable, patient-centric virtual care for those who work in and with your organization. Designed for nonprofits, community organizations, professional associations, universities, and government agencies. Nonprofits and Organizations EqualityMD delivers affordable, patient-centric virtual care for those who work in and with your organization. Built for nonprofits, community organizations, professional associations, universities, and government agencies. Request a Proposal A virtual care benefit for organizations that can't always offer traditional insurance We put people over profits. We're independent from insurance companies, pharmacies, and hospitals. Our network includes 25,000+ providers dedicated to providing patient-centric care. Request a Proposal Charitable & community organizations For organizations that serve communities every day, accessible care for staff and for the people you support can be hard to fund and harder to sustain. EqualityMD is built to fit real budgets and real missions. Whether you run a community center or a mission-driven team, we work with what you can pay and grow with you where it makes sense. We partner with organizations serving communities that lack convenient care. Request a Proposal Program Examples Health Clinics - We improve your engagement with existing patients, increase your medical capabilities, and expand your operations. Optimizing these metrics can support clinics in their fundraising efforts. Clinics can use grants to pay for patients' memberships or they can offer EqualityMD as a valuable resource at discounted monthly rates. Community Centers - We partner with local community centers by serving as an affordable, insurance-free virtual health solution for underserved patients nationwide Request a Proposal How much can care cost — and what do members pay per visit with Equality MD ? With Equality MD , members pay $0 per virtual visit for included primary care, urgent care, and mental health sessions. Primary Care $170 - $600 You pay per visit without EqualityMD Explore Cost Differences Urgent Care $180 - $600 You pay per visit without EqualityMD Explore Cost Differences Mental Health $150 - $500 You pay per session without EqualityMD Explore Cost Differences Equality MD $0 Our members never pay for individual visits Request a Proposal Organizations see 40%+ utilization in the first year and 70%+ beginning in year two, generating a ROI of 3:1+ by addressing everyday health needs before they become costly claims. How It Works We create agreements that fit your company's needs and budget. A dedicated account manager leads each engagement. We can add benefits over time without raising membership costs when strong utilization supports healthier outcomes and a solid return. EqualityMD is a cost-saving complement to your insurance coverage — and it works when you don't offer traditional insurance. Request a Proposal What's Included As members, your employees can enjoy: 12 primary care visits, 12 urgent care visits, and 12 mental health sessions per year $0 per virtual visit for included care when the organization sponsors the benefit Individual, couples/partners, and family plan options 24/7 access for urgent care and mental health · continuity with the same provider 94% of urgent visits start in under 20 minutes Request a Proposal Discounted Group Rates Group rates are based on how many employees your company enrolls. Even without a group discount, membership costs less than typical in-person care for both insured and uninsured patients. Uninsured, Part-Time And Seasonal Employees The number of uninsured workers is rising. ESI plans rarely cover part-time or seasonal workers. EqualityMD's virtual health platform attracts and retains talent for full-time and part-time employees. Employer Paid or Voluntary Benefit Employers can offer our claim prevention and pre-insurance care platform as a cost-saving addition to their existing benefit package, or as a voluntary benefit. Our affordable individual, couples, and family plans suit every organization's needs. EqualityMD Offers Affordable Care on Your Terms EqualityMD can support all organizations — from local associations and small community nonprofits to universities, national nonprofits, and government agencies. Many partners prefer an organization-paid benefit because it supports higher use and stronger overall value. When people use EqualityMD for everyday care before relying on more expensive coverage, organizations and members both see meaningful savings. We create agreements that fit your organization's needs and budget. Request a Proposal

Search our FAQ page for answers to any questions you may have about our claim prevention and pre-insurance virtual care platform. Frequently Asked Questions Common Questions About EqualityMD Membership Questions Privacy Technical Questions Emergency Resources What is pre-insurance? How does pre-insurance work? How much does EqualityMD cost? Why join if I already have telemedicine through insurance? Does EqualityMD accept insurance? How long are virtual visits? What are common conditions to seek Primary Care? What mental health challenges do we care for?

Reduce healthcare spend and improve access for employees — without adding insurance complexity. EqualityMD complements your existing health plan and it works even if you do not have insurance. Small Businesses Whether you have 1 employee or 1,000, we're here to support your business. EqualityMD complements your existing employer-sponsored insurance plan — and it works just as well when you don't offer traditional insurance. Everyday virtual care resolves a large share of your team's common health needs, so more issues get handled before they turn into larger claims or lost days — whether your people work in an office, on a job site, on on the road. That saves money for the business and for your employees, improves access to care, and gives you a practical benefit to attract and keep talent. Request a Proposal Healthcare costs have a real impact on small businesses Imagine a scenario: Someone calls out sick, or can't safely work a shift, a route, or a job site because they need care for themselves or a family member. That single day can disrupt service, delay work, stretch the rest of the team, and be the start of a larger issue that costs more than one missed shift. EqualityMD's claim prevention and pre-insurance virtual care platform resolves that! Request a Proposal Employers' Perspective When someone can't work, customers and clients feel it — slower service, delayed jobs, or missed deliveries. When others try to cover for them, they feel overworked and stressed. When that happens often, employees leave. If someone has an illness and doesn't take off, they can spread it to the team — which can mean more absences, more mistakes, and more lost revenue. EqualityMD gives your employees fast access to care from wherever they are — home, job site, or on the road — so more of those days end with a visit instead of more problems. Request a Proposal Employees' Perspective Even those with insurance often put off care because the out-of-pocket costs are too high. They skip routine visits and delay what they need, then miss more work — which affects their paycheck. When they come back, that stress comes with them, and your business feels it too. EqualityMD makes everyday care easier to access so small problems don't turn into more missed days and more pressure on the team. Request a Proposal Affordable healthcare for your entire team EqualityMD can support the health and wellness needs of your whole workforce — including those who may not qualify for insurance, and those that rarely get access to care during the workday. It works as a safety measure for the uninsured and as a cost-saving complement for those who have ESI coverage. It's a practical benefit for attracting and keeping employees who want affordable, accessible, and flexible care. Request a Proposal How much can care cost — and what do members pay per visit with Equality MD ? With Equality MD , members pay $0 per virtual visit for included primary care, urgent care, and mental health sessions. Primary Care $170 - $600 You pay per visit without EqualityMD Explore Cost Differences Urgent Care $180 - $600 You pay per visit without EqualityMD Explore Cost Differences Mental Health $150 - $500 You pay per session without EqualityMD Explore Cost Differences Equality MD $0 Our members never pay for individual visits Request a Proposal Organizations see 40%+ utilization in the first year and 70%+ beginning in year two, generating a ROI of 3:1+ by addressing everyday health needs before they become costly claims. How It Works We create agreements that fit your company's needs and budget. A dedicated account manager leads each engagement. We can add benefits over time without raising membership costs when strong utilization supports healthier outcomes and a solid return. EqualityMD is a cost-saving complement to employer-sponsored insurance coverage — and it works when you don't offer traditional insurance. Request a Proposal What's Included As members, your employees can enjoy: 12 primary care visits, 12 urgent care visits, and 12 mental health sessions per year $0 per virtual visit for included care when the organization sponsors the benefit Individual, couples/partners, and family plan options 24/7 access for urgent care and mental health · continuity with the same provider 94% of urgent visits start in under 20 minutes Request a Proposal Discounted Group Rates Group rates are based on how many employees your company enrolls. Even without a group discount, membership costs less than typical in-person care for both insured and uninsured patients. Uninsured, Part-Time And Seasonal Employees The number of uninsured workers is rising. ESI plans rarely cover part-time or seasonal workers. EqualityMD's virtual health platform attracts and retains talent for full-time and part-time employees. Employer Paid or Voluntary Benefit Employers can offer our claim prevention and pre-insurance care platform as a cost-saving addition to their existing benefit package, or as a voluntary benefit. Our affordable individual, couples, and family plans suit every organization's needs. EqualityMD Offers Affordable Care on Your Terms EqualityMD supports all businesses with our claim prevention and pre-insurance virtual health platform regardless of whether you're complementing an existing health plan or soley relying on EqualityMD as your health solution. When employees use EqualityMD for everyday care before relying on your costly ESI plan, your business and its employees see meaningful savings. We create agreements that fit your business' needs and budget. Request a Proposal

Discover the benefits of individual plus + one mental health + family + membership. Embrace personalized care and enjoy transparent pricing today! Virtual primary, urgent, and mental health care — one simple membership Virtual doctor visits cost $0, whether you have insurance or not. Have insurance? Never pay another deductible or copay for care with EqualityMD. Virtual primary, urgent, and mental health visits are included with your subscription at no additional cost. 25,000+ providers. All 50 states. Care available 24/7/365. Already a member? Login to Your Membership Portal Login to Your Patient Portal INDEPENDENT PROVIDERS Our Doctors Are Dedicated to Your Care Our national network of independent providers work directly for YOU . Because we operate outside of America's insurance-based healthcare system: We are free from insurance companies' complex, exorbitant health plans Insurance companies can't dictate how our doctors practice medicine Our national network of 25,000+ independent providers deliver patient-centric care tailored to your specific needs. Pre-Insurance is YOUR Healthcare Solution From your Patient Portal, you can: Schedule and attend virtual health visits Manage your medications Access additional health and wellness resources Your health should always take priority over third-party interests. At Equality MD , we put you first. Mental Health Sometimes, you need advice. Other times, you simply need someone to listen. EqualityMD's virtual mental health sessions allow you to find the right support for whatever you’re going through. Primary Care Access care when you need it. See the same provider for continuity of care, or see different providers based on your needs. You can schedule visits within 1 to 3 days. Urgent Care When you need care NOW, our doctors provide a convenient alternative to costly urgent care visits. You'll get medical advice, treatment options, and relief in minutes, not hours, whether you're at home, work, or traveling. Individual — $79/ month or $790/ year Access EqualityMD's virtual healthcare platform! Individual Plan includes: ONE individual access to EqualityMD's virtual platform Enjoy 36 FREE healthcare visits per year: 12 primary care visits 12 urgent care visits 12 mental health sessions Access to ThriveAI Explore Plans Couples — $128/ month or $1,280/ year Share EqualityMD with your partner or spouse! Couples Plan includes: TWO adults EACH person can enjoy 36 FREE healthcare visits per year: 12 primary care visits 12 urgent care visits 12 mental health sessions Access to ThriveAI Explore Plans Family — $199/ month or $1,990/ year Share EqualityMD with your family! Family Plan includes: TWO adults + ONE to FIVE dependents (up to SEVEN people) EACH family member can enjoy 36 FREE healthcare visits per year: 12 primary care visits 12 urgent care visits 12 mental health sessions Access to ThriveAI Explore Plans Mental Health Boost — $79/ month or $790/ year Boost your mental health! Mental Health Plan Includes: 48 mental health sessions per year AND access to your current subscription benefits: 12 primary care visits 12 urgent care visits Access to ThriveAI Upgrade Plan Individual Plan $79/ month $790/ year Individual Plan includes: ONE individual access to EqualityMD's virtual platform Enjoy 36 FREE healthcare visits per year: 12 primary care visits 12 urgent care visits 12 mental health sessions Access to ThriveAI Membership Plans Couples Plan $128/ month $1,280/ year Couples Plan includes: TWO adults EACH person can enjoy 36 FREE healthcare visits per year: 12 primary care visits 12 urgent care visits 12 mental health sessions Access to ThriveAI Membership Plans Family Plan $199/ month $1,990/ year Family Plan includes: TWO adults + ONE to FIVE dependents (up to SEVEN people) EACH family member can enjoy 36 FREE healthcare visits per year: 12 primary care visits 12 urgent care visits 12 mental health sessions Access to ThriveAI Membership Plans How much money can I save with Equality MD? Primary Care $170 - $600 You pay per visit without EqualityMD Explore Cost Differences Urgent Care $180 - $600 You pay per visit without EqualityMD Explore Cost Differences Mental Health $150 - $500 You pay per session without EqualityMD Explore Cost Differences Equality MD $0 Our members don't pay for individual visits Start Saving Today! EqualityMD Versus Legacy Healthcare Features Trusted, Independent Providers Transparent, Affordable Pricing Personalized Care No Insurance Required Freedom from System Bias Exclusive Educational Resources Patient-Centric Approach Equality MD Legacy Healthcare Hear what our customers say I save thousands of dollars by using EqualityMD with my existing insurance plan. I'll never go back to only relying on my employer's insurance again! Paul K. My wife and I regularly use EqualityMD. Their doctors make us feel truly valued. We only wish they existed sooner! Linda H. My partner and I have 3 kids. We both have insurance but we wanted more affordable and accessible options for our family’s needs. EqualityMD fits the bill! Abby & John M. Frequently asked questions Membership Questions What are the benefits of joining EqualityMD? How can I get started with EqualityMD? What happens after I purchase a Membership? What payments do you accept? Do you accept recurring payments? How do I update my payment information? Am I eligible for a refund? How long does my Membership last? How do I cancel my Membership?

Contact us with questions, feedback, or for support. Let us know how our pre-insurance healthcare solution can best support your health and wellness. Pre-Insurance is the solution for you Say hello, ask a question, or request a quote by filling out the form below! We will get back to you as soon as we can! First name * Last name * Email * Which best describes you?* Individual Organization Leave blank if you are not reaching out on behalf of an organization. How many people are you looking to cover?* Just me How can we assist you?* Pricing Information Billing Support Request for Proposal Demo Showcase Login Support Request a Refund Privacy Concern / Delete my Account Other How did you hear about EqualityMD? Employer Family / Friend Referral Google Search AI Search LinkedIn YouTube Advertisement Message* Submit